Find help near you
Pick your state and coverage and see the regulator, the free consumer program and the Medicare counselors for you.
- Private: nothing leaves this tab
- General information, not legal advice
What it asks, and what it is not
What it asks. Your state and your coverage type.
Everything you type stays in this browser tab. Nothing is sent anywhere, and no account is needed.
What it is not. It lists contacts read from official pages on the date shown. It cannot confirm that a program has capacity today.
Who can help me?
- Private: nothing leaves this tab
- General information, not legal advice
What it asks, and what it is not
What it asks. Your state and your coverage type.
Everything you type stays in this browser tab. Nothing is sent anywhere, and no account is needed.
What it is not. It lists contacts read from official pages on the date shown. It cannot confirm that a program has capacity today.
Related guides and checklists
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Help with drug costs
Two different problems get mixed up: your plan will not cover a drug, or you cannot afford your share. Fix the first with an exception or appeal, and look at nonprofit directories for the second.
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Medicare counseling through the State Health Insurance Assistance Program
Every state has a free Medicare counseling program that is not tied to any insurance company. Here is what it does, how to reach it, and when to call 1-800-MEDICARE or a quality improvement organization instead.
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What a state consumer advocate does
Some states run or fund free consumer advocates who explain your plan, write appeals and push back on insurers. Here is what three of them do, and how to find out what your state offers.
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Where to get free help, by coverage type
The right free helper depends on who regulates your plan. Here is a map from job-based, Marketplace, Medicare, Medicaid and military coverage to the people who can help at no cost.