About this site

About

What this site is for, what it covers, and what it does not do.

Why it exists

Most people whose health plan says no never appeal, mostly because they do not know they can, do not know the deadline, or do not know where to start. The official sources are accurate but scattered: one site for private plans, another for Medicare, another for Medicaid, and fifty state regulators. This site puts the path in one place, from "I got a letter" to "I have run out of options", and shows the rules that apply to your kind of coverage.

What is here

105 guides, 65 letters and phone scripts, 30 tools, 20 coverage types, 30 denial reasons, 51 state pages, 74 programs and services, 9 checklists and a glossary. The coverage and corrections page says exactly what is covered and what is not.

What it does not do

  • It does not give legal or medical advice, and it is not a law firm or a medical provider.
  • It does not file, send or submit anything for you, and it does not speak to an insurer on your behalf.
  • It does not collect your information. Read how.

Who is behind it

After No is a nonprofit. It exists to help people use the appeal rights they already have, not to earn money from them. It is free to use, and it does not sell anything.

What we have not published yet.

This site does not yet list its board, its funders or the people who review it, and it does not yet have a public inbox. We would rather say so plainly than leave you guessing. Until that changes, rely on the official sources linked on every page, and check any date, deadline or phone number against your own notice. The editorial policy explains how the content was made and what review it has not yet had.

Independence

After No stays independent of every insurer, hospital system and drug maker. It does not carry advertising and does not take payment to list or rank programs.

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