About this site

Coverage and corrections

Exactly what is on this site, what is not, and what we could not confirm.

What is here

Each item is counted once, even if several pages point to it.

TypeCount
Guides105
Tools30
Letters and scripts65
Checklists9
Programs and services74
Official forms26
Coverage types20
Denial reasons30
States51
Topic pages42

What is not here

  • Legal and clinical review. Not done. Read the editorial policy.
  • Languages other than English. Not yet.
  • Insurer-by-insurer appeal addresses, and drug-by-drug pages. Both go out of date quickly and need a maintenance plan first.
  • Searchable past external review decisions. California, New York and Washington publish them; we link to the official databases but do not rebuild them.
  • Sending, filing or calling for you. The tools prepare; you send.
  • An exhaustive list of local help. The directory is national programs plus state pages. An empty search is a gap in this site, not proof that no help exists.

Deadline rules we could only partly confirm

47 filing steps across 12 kinds of coverage are stored as data and tested. The calculator tells you when it could not fully confirm a rule. These 10 are the ones it flags:

  • Job-based or individual private plan: I got a decision from the independent (external) reviewer
  • Medicare Part D prescription drug plan: I got a decision from the Medicare Appeals Council that upholds the denial
  • Medicaid, decision made by the state Medicaid agency: My state Medicaid agency sent me a notice that denies a service or my eligibility
  • Children's Health Insurance Program (CHIP): My state CHIP program denied, delayed, reduced or stopped a health service
  • Children's Health Insurance Program (CHIP): My child's CHIP health plan (managed care) denied or cut a service
  • TRICARE (military health coverage): TRICARE denied pre-authorization or a continued inpatient stay and I need a fast decision
  • TRICARE (military health coverage): I got a reconsideration decision that denies my claim because the care was not medically necessary
  • Department of Veterans Affairs (VA) health care: The VA medical facility denied my clinical appeal
  • Department of Veterans Affairs (VA) health care: VA denied a health care benefit, such as enrollment, community care or emergency care payment, or travel pay
  • Health Insurance Marketplace eligibility decision: My state-run marketplace's appeals entity decided against me

State pages: details we could not confirm

51 state pages list 449 details we could not confirm from an official page, each named on its own page. The most uncertain are below.

Programs we could not fully read

These pages did not load fully, so their records rely partly on earlier research and say so:

Corrections

No corrections have been published yet. When we correct something that could have led someone astray, it will be listed here with the date and what changed. To report a mistake, see how to report one.

Sources last checked . Found a mistake? Report it.