Commercial service ยท Fight Health Insurance, Inc.
Fight Health Insurance
A free tool that uses artificial intelligence (AI) to draft appeal letters from a photo or text of your denial letter. It also has a denial explainer, glossary and state help pages. Run by a company, not a nonprofit or law firm.
Know before you go
There is no account, but the tools ask for your name and email, and the research report found the text you submit is kept to improve the company's AI and staff may read it; the box allowing outside AI services starts ticked, and the company says it is not covered by the Health Insurance Portability and Accountability Act (HIPAA). This site does not endorse it, and AI drafts can contain errors, including citations that do not exist, so check every statement. It does not call your insurer, file an external review request, or publish how many of its appeals succeed. Its state pages are mostly contact lists without deadlines.
- Cost
- Free for patients. A pay-what-you-want donation is optional ($0, $10 or $25). Having the appeal faxed costs a small fee; the home page does not show the amount.
- Where
- Nationwide
- How to start
- Choose Generate an Appeal and upload or paste your denial letter, or try Explain My Denial first. Remove personal details before submitting if you can, and read the privacy choices on the form.
- Have ready
- Your denial letter (photo or text); Your insurance plan name; Your doctor's notes about why you need the care
Where this comes from
- Provider
- Fight Health Insurance, Inc.
- Source we read
- https://fighthealthinsurance.com/
- Date we read it
- . This is not a fresh check.
- Date the provider printed
- Not displayed
- What we checked
- We read the provider's public page. We have not verified availability, eligibility or outcomes for any individual.
Other starting points
- Program or service
AppealArmor
A free web tool that reads a photo or text of your denial letter, shows you what it read, and emails an appeal letter and a Next Steps sheet with where to send it and your deadline. It also has a deadline calculator.
From AppealArmor
- Program or service
California Independent Medical Review decision search
A searchable database of every California Independent Medical Review decision since 1 January 2001. Search by drug, treatment, therapy or condition to read how reviewers decided cases like yours.
From California Department of Managed Health Care
- Program or service
Crohn's & Colitis Foundation appeal letter library
Customizable appeal letters for Crohn's disease and ulcerative colitis treatments, tests and dose changes, including a request to use a biologic without first failing other drugs. Written for the doctor's office to edit.
From Crohn's & Colitis Foundation